Building a Team of Professionals for Independent Business Owners

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When was the last time you met with your team of professionals to help you with a key business decision? If you’re like many independent business owners, you may be thinking “What team of professionals?” As a business [...]

Life Insurance Protection for the Stay-at-Home Spouse

Some families choose to have one parent work outside the home while the other stays home to take care of children. Other families are forced into such a situation by limited childcare availability or other circumstances. In either case, most people would agree that the wage earner in any family should have life insurance protection. [...]

Might Have to Double the Asking Price

Didja notice that we now have a “1″ in the Techno(rati) blog counter?  I still cannot figure out then why Technorati is still valuing our blog as totally worthless (don’t even go there!).  Perhaps I’m just being impatient and it takes 24 hours to update the values… Or they update them once a week.  I’m [...]

Do Money and Happiness Go Hand-in-Hand?

How many times have you said to yourself: If I only had a few extra thousand dollars a year, all my problems would be solved? The truth is that money usually has very little to do with your personal level of happiness. In and of itself, money possesses no value. It’s not the money – [...]

Life Insurance and the Impact of Time

Yesterday’s post was a perfect segue in to today’s post.

Whether it’s starting a diet next month or postponing a much overdue trip to the dentist, at some point in our lives we all practice the art of procrastination. In most instances, the side effects of our actions are minimal and we are able to live [...]

The BEST Life Insurance Policy to Own

People often ask me what’s the “best” insurance policy to own. Well, there are three types of Life Insurance. There’s Term, Whole Life, and Universal Life.

But, without a doubt, the very BEST life insurance policy to own is simply the one that is inforce on the day that you die.

That might sound like a [...]

Working out of Tracy’s Office Today (and all week)

Greetings from the WORLD HEADQUARTERS of CTM Insurance Company.  Spanning the globe (or at least the United States of America — for now ) to protect families, business, and helping them save and accumulate wealth and to achieve their financial goals, I’m here.
What a great office.  I love this place.  I love the [...]